CM PRIVATE OFFICE

Managing your personal finances and affairs can be a complex and time consuming business, and for some it can be as sophisticated an exercise as managing a commercial enterprise. To do it well, you need to draw on a number of disciplines and not just once but on a continuing basis across generations and events.

CM Private Office is an extension of the fiduciary management business, recognising that some clients prefer a support function that extends beyond the administration of legal structures into managing their personal affairs alongside or within such structures.

The framework can cover a multitude of functions and objectives and can be organised in a number of different ways depending on the client’s needs.

• Investment Oversight
  Direct the development of overall strategic investment policy
  Develop asset allocation models
  Appoint investment managers, and evaluate performance against investment policy
  Develop diversification strategies for single stock positions
  Identify direct investment opportunities
  Manage real estate holdings
• Financial Management
  Oversee financial accounting and control processes
  Record keeping and financial reporting to family members
  Establish credit and liquidity facilities
  Co-ordinate financial planning for the family members
  Arrange safe keeping of assets
• Insurance and other Assets
  Co-ordinate insurance needs for family members and family assets both in acquisition and in claims management
  Provision of external resources and experts as needed including real estate, aviation, yachts, art
• Tax Planning
  Co-ordinate strategic tax planning across jurisdictions and asset classes for all family members and taxable entities
  Act as gateway to provide access to latest tax driven investment products
  Oversee preparation of tax returns and information reporting
  Serve as primary liaison for external tax advisers
• Wealth Transfer
  Develop estate planning and wealth transfer strategies
  Periodically review strategies and structure documentation
  Oversee administration and compliance of estate planning structures
  Co-ordinate estate administration functions
• Philanthropic Management
  Assist family members with their charitable objectives
  Advice on appropriate charitable vehicle and governance
  Investigate charitable requests or proposed grants
  Oversee investment of grants